Glossary entry
Credit bureau
A credit bureau is an organisation that collects and provides credit information (reports and scores) used to assess borrower risk.
Category
Lending technology
Definition
How it’s used in lending
- Pull credit reports and scores during assessment
- Validate identity and address history (where applicable)
- Support automated decisioning and referrals
Operational note
Teams should log bureau requests, responses, and timing for auditability and troubleshooting.
Related terms
Credit bureau integrationComprehensive credit reporting (CCR)Looking for something else? Browse the fulllending technology glossary.
Looking for something else? Browse the fulllending technology glossary.
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