Glossary entry
Comprehensive credit reporting (CCR)
Comprehensive credit reporting (CCR) is a credit reporting approach where lenders share more detailed credit information, such as repayment history, to improve credit assessment.
Category
Lending technology
Definition
Why it matters
- Supports better risk assessment with richer data
- Improves policy automation when combined with rules and serviceability
- Requires strong data governance and evidence capture
Related terms
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