Cloudcase
    Home loans

    Mortgages and refinancingacross every channel

    End-to-end mortgage origination from first enquiry through to settlement. Owner-occupied, investment, construction, and refinance across broker and direct channels, on one case file.

    Unconditionally approved

    $680,000

    42 Marine Parade · 95% LVR

    Approved in < 40 min
    Broker + Direct

    <40 min

    Unconditional approval

    70%

    More applications per consultant

    12+

    Systems integrated

    1st

    Open Banking loan origination in AU

    Product coverage

    Every mortgage scenario on one engine

    Loan type
    Channels
    Max LVR
    Decisioning
    Settlement
    Owner-occupied
    BrokerDirect
    95%
    Real-time policy
    Standard
    Investment
    BrokerDirect
    90%
    Real-time policy
    Standard
    Construction
    BrokerStaff
    80%
    Staged assessment
    Progressive draws
    Refinance
    BrokerDirect
    90%
    Real-time policy
    Discharge-linked

    Indicative configuration. Policy, LVR thresholds, and channel availability are fully configurable per institution.

    Broker and direct

    One workflow, two front doors

    Broker channel

    Lodgement & status visibility

    • Brokers lodge into the same case model as direct applications
    • Live status, conditions, and document requests visible end-to-end
    • No re-keying between aggregator and your assessment team
    • Commission and accreditation rules configurable per panel

    Direct channel

    Customer self-serve

    • White-labelled application on mobile and web
    • Save-and-resume across devices on a single case
    • Open Banking income verification reduces document chasing
    • Staff can pick up any in-flight application without restarting it

    Integrations

    Wired to the systems mortgage assessment depends on

    Property valuation

    CoreLogic (PSX, AVM), Valocity, ValEx

    Credit bureaus

    Equifax, Illion, Experian

    Identity & income

    GreenID, FrankieOne, Open Banking (CDR)

    Core banking

    Data Action (Phoenix), Temenos, Ultradata, Mambu

    E-signature

    DocuSign, SecureSign

    Document generation

    Templated offers, contracts, and disclosures

    Approve home loans in minutes, not weeks

    See mortgage origination across broker and direct channels: real-time decisioning, automated valuations, and paperless approval.

    Explore the platform