Agri lending

    Seasonal andasset-based farm finance

    Lending built around the production cycle. Seasonal facilities, livestock, equipment and farm lending, with repayments and assessments aligned to how primary producers operate.

    Seasonal facility

    $3.2M

    Repayments matched to harvest cashflow

    Seasonal repayments
    Land, stock & equipment

    Seasonal

    Repayments aligned to harvest

    Asset-based

    Land, livestock & equipment

    Flexible

    Interest-only growing season

    100%

    Responsible-lending evidence

    Built for the production cycle

    Repayments that follow the season

    Farm incomeOperating costsRepayment aligned to harvest
    Jul
    Aug
    Sep
    Oct
    Nov
    $
    Dec
    $
    Jan
    $
    Feb
    Mar
    Apr
    May
    Jun
    Repayments are structured around the production cycle: interest-only through the growing season, principal aligned to harvest income.

    Asset classes

    Finance against the whole operation

    Rural land

    Farms, grazing & cropping land

    Secured

    70%

    Max LVR

    30 yrs

    Max term

    Valued

    Independent

    Plant & equipment

    Tractors, headers, irrigation

    Secured

    80%

    Max LVR

    7 yrs

    Max term

    PPSR

    Registered

    Livestock

    Breeding & trading stock

    Secured

    70%

    Max LVR

    Seasonal

    Term

    NLIS

    Traceable

    Working capital

    Seed, fertiliser, inputs

    Secured

    Revolving

    Facility

    Harvest

    Repayment

    Flexible

    Drawdown

    Why agri lenders choose Cloudcase

    Primary-producer lending, done properly

    01

    Seasonal structures

    Interest-only through the growing season, principal aligned to harvest income.

    SeasonalHarvest-aligned
    Multi-assetAggregate

    02

    Whole-of-farm view

    Land, livestock, equipment, and working capital assessed as one operation.

    03

    Real assessment

    Serviceability modelled on production cycles, not flat monthly assumptions.

    Cash-flowProduction
    Audit trailSecurity

    04

    Evidence kept

    Valuations, security, and responsible-lending evidence captured on the case.

    Lend to primary producers the way they earn

    See seasonal facilities, whole-of-farm assessment, and harvest-aligned repayments, with full responsible-lending evidence.

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