Deposit and transactionaccount onboarding
Frictionless onboarding for everyday banking. Automated identity verification, real-time compliance checks, and straight-through processing to your core: a funded account in minutes, not days.
Account opened
Everyday account · •••• 4821 · funded in < 5 min
<5 min
To a funded account
100%
Digital & paperless
STP
Straight through to core
3 mo
Live at Defence Bank
Mobile-led onboarding
Open and fund an account in minutes
A guided, mobile-first journey that verifies identity, runs compliance checks, and opens the account straight through to your core. No branch visit, no paperwork.
<5 min
To funded account
100%
Digital, paperless
STP
Straight to core
Step 1
Get started
Customer selects a deposit or transaction product and enters their details.
Identity & compliance
KYC built into the journey, not bolted on
Document capture
Passport, licence, or proof-of-age scanned and read on device.
Biometric match
Liveness check and selfie-to-document face match.
Data verification
Identity matched against trusted government and credit sources.
AML & screening
PEP, sanctions, and watchlist screening with evidence retained.
Why it matters
Onboarding that doesn't leak customers
Branch & paper onboarding
Friction that loses people mid-form
- ×Branch visit or printed forms to open an account
- ×Manual identity checks and document handling
- ×Compliance screening done after the fact
- ×Days before the account is usable
- ×Drop-off at every hand-off between systems
A funded account before they put the phone down
- Fully digital, mobile-first onboarding
- Automated KYC, biometric, and document verification
- Real-time AML, PEP, and sanctions screening
- Straight-through account opening to your core
- One case file, full audit trail, no re-keying
Open everyday accounts in minutes
See how digital identity verification, automated compliance checks, and straight-through processing to your core open deposit and transaction accounts in minutes.