Mid-market

    Structured deals forgrowing businesses

    Scale from straightforward facilities to multi-entity structures and relationship-managed approvals. Build complex deals with multiple facilities, covenants, and risk grades on one case, with full control.

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    Multi-facility deal

    $12.5M

    3 facilities · 2 entities · 1 case

    Covenants tracked
    Relationship approvals

    Multi

    Facilities per deal

    Group

    Exposure & covenant view

    Risk-graded

    Relationship-managed approval

    100%

    Auditable credit decisions

    Deal structuring

    Many facilities, one deal, one case

    Deal MM-5571 · Multi-facility structure

    Total exposure

    $8.4M

    Term loan
    7 yrs · Var. + 2.1%
    $5.0M
    Overdraft facility
    Revolving · Var. + 3.4%
    $1.5M
    Equipment line
    5 yrs · Fixed 7.9%
    $1.9M
    Covenants tracked Min DSCR 1.25× Max gearing 65% Quarterly financials Min current ratio 1.1×

    Relationship-managed workflow

    From mandate to drawdown, with control at each gate

    01

    Deal capture

    Relationship manager structures facilities and entities on one case.

    RM console
    02

    Credit assessment

    Group exposure, serviceability, and risk grade assessed together.

    Policy engine
    03

    Delegated approval

    Routed to the right authority by limit, with exceptions evidenced.

    DLA matrix
    04

    Document & draw

    Facility agreements generated, e-signed, and funded to schedule.

    Doc-gen · e-sign

    Capabilities

    What mid-market origination supports out of the box

    Product
    Real-time policy
    Group exposure
    Exception handling
    Audit trail

    Multi-facility deals

    Distinct terms per facility

    Multi-entity groups

    Holding, operating, trusts

    Covenant tracking

    Financial & non-financial

    Configurable

    Delegated approval

    Authority by limit

    Structure mid-market deals without spreadsheets

    See multi-facility, multi-entity deals assessed as a whole, with covenants, delegated approval, and a full audit trail.

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