Revolvingworking-capital facilities
Overdrafts and revolving lines that flex with the business. Limits sized from real cash-flow data, interest charged only on the drawn balance, and annual review and re-grade handled as a governed, auditable case.
Revolving limit
$500,000
Sized from real cash-flow data
Revolving
Draw and repay on demand
Cash-flow
Limits sized from real data
Drawn-only
Interest on used balance
Governed
Annual review & re-grade
Facility in use
A limit that flexes with the business
$186K
Drawn
$300K
Limit
Limits flex up and down with the business, and interest is charged only on the drawn balance, with annual review and re-grade handled as a governed case.
Why it's different
Working capital without the annual scramble
Manual overdraft management
Limits set once and forgotten
- ×Limits based on stale financials, not live cash flow
- ×Annual reviews chased manually and late
- ×Re-grades and exceptions hard to evidence
- ×No visibility of real utilisation patterns
- ×Customers outgrow facilities before review
Limits that track the business
- Limits sized from Open Banking cash-flow data
- Annual review and re-grade as a governed case
- Exceptions routed to delegated authority, evidenced
- Live utilisation visible across the portfolio
- Increases handled in minutes when data supports it
Facility lifecycle
Originate, monitor, and review in one place
01
Size the limit
Cash-flow data drives an evidence-based limit at origination.
02
Draw & revolve
Customers draw and repay on demand; interest on the drawn balance.
03
Monitor
Utilisation and conduct tracked with alerts across the portfolio.
04
Review & re-grade
Annual reviews and limit changes handled as governed, auditable cases.
Offer working capital that keeps up
See cash-flow-sized limits, revolving utilisation, and governed annual review, all on one auditable platform.