Complexmulti-entity facilities
Complex facilities, covenants, and relationship-driven approvals for larger deals. Model the entire borrowing group (entities, guarantors, and securities) and assess aggregate exposure on one case.
Group exposure assessed
$85M
Holdings · operating entities · trusts · guarantors
Group
Borrowing-structure modelling
Cross
Collateralised security mapping
DLA
Delegated lending authority
100%
Evidence on every approval
Borrowing structures
Model the whole group, not just the borrower
Commercial deals rarely sit with a single entity. Cloudcase maps the complete borrowing group (holding companies, operating entities, trusts, guarantors, and securities) so aggregate exposure and covenants are assessed as a whole.
- Holding companies, operating entities, trusts, and partnerships in one structure
- Directors and guarantors linked with their own assessments
- Securities and cross-collateralisation mapped to the right entities
- Aggregate group exposure and covenants assessed as a whole
Meridian Holdings Pty Ltd
Borrowing group · Head entity
Meridian Trading
Operating entity
2 Guarantors
Directors · linked assessment
Meridian Property
Asset-holding entity
Security: 2 properties
Cross-collateralised
Why it's different
Complexity handled, not worked around
Manual commercial lending
Deals held together by spreadsheets
- ×Group structures rebuilt by hand for every review
- ×Securities and guarantees tracked in side documents
- ×Aggregate exposure stitched together across systems
- ×Covenants monitored manually and missed
- ×Approval authority and exceptions hard to evidence
The structure lives in the case
- Entities, guarantors, and securities modelled on one case
- Cross-collateralisation mapped to the right entities
- Aggregate group exposure assessed in real time
- Covenants tracked with evidence and alerts
- Delegated authority and exceptions fully audited
Built for larger deals
Control across the facility lifecycle
01
Structure
Build multi-facility, multi-entity deals with distinct terms and securities.
02
Approve
Route to the right delegated authority by exposure, with evidenced exceptions.
03
Monitor
Track covenants, reviews, and limits with alerts across the life of the facility.
04
Manage
Variations, extensions, and annual reviews handled as governed, auditable cases.
Originate complex commercial deals with confidence
See whole-of-group modelling, aggregate exposure, covenant tracking, and delegated approval on one auditable case.