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    Glossary entry

    Consumer Data Right (CDR)

    An Australian data-sharing framework enabling customers to share banking data securely with accredited recipients.

    Category

    Lending technology

    Definition

    What it enables

    • Verified income and expense insights for assessment
    • Reduced friction in onboarding and origination journeys
    • Improved auditability through consistent data sources

    Related terms

    Open BankingServiceabilityCredit decisioning

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