Glossary entry
Biometric authentication
Biometric authentication uses biological traits (e.g., fingerprint, face, voice) to verify a user’s identity during access or onboarding.
Category
Lending technology
Definition
Where it’s used
- Customer login and step-up authentication
- Identity verification checks in onboarding flows
- Fraud reduction and account takeover prevention
Implementation considerations
- Privacy and consent requirements
- Fallback flows when biometrics fail
- Evidence capture for audit and dispute resolution
Related terms
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