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    Glossary entry

    Identity verification

    Identity verification (IDV) is the process of confirming a person’s identity using documents, data sources, and verification checks.

    Category

    Lending technology

    Definition

    Common IDV steps

    • Document capture and validation
    • Data matching against trusted sources
    • Liveness or biometric checks (where used)

    What to capture for evidence

    • Checks performed and results
    • Provider used and timestamps
    • Any manual overrides and reasons

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