Glossary entry
Risk-based pricing
Risk-based pricing sets loan pricing based on the assessed risk profile of the borrower or deal, using policy, scoring, and collateral signals.
Category
Lending technology
Definition
How it’s implemented
- Risk bands or score thresholds map to pricing tiers
- Policy rules apply caps, discounts, and conditions
- Governance ensures pricing changes are auditable
Related terms
Credit scoringLoan-to-value ratio (LVR)Looking for something else? Browse the fulllending technology glossary.
Looking for something else? Browse the fulllending technology glossary.
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