Glossary entry
Property valuation
Property valuation is the process of estimating a property’s value to support lending decisions, collateral assessment, and LVR calculations.
Category
Lending technology
Definition
Common valuation approaches
- Automated valuation models (AVMs)
- Desktop assessments
- Full valuations by valuers
Operational note
Policy often determines when an AVM is sufficient versus when a full valuation is required. Evidence trails should record the valuation source used.
Related terms
Automated valuation model (AVM)Loan-to-value ratio (LVR)Looking for something else? Browse the fulllending technology glossary.
Looking for something else? Browse the fulllending technology glossary.
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