Glossary entry
API‑first architecture
API-first architecture designs systems with APIs as the primary interface, ensuring all functionality is accessible programmatically for integration and automation.
Category
Lending technology
Definition
What it enables
- Headless channels (internet banking, partner platforms, embedded journeys)
- Faster integration across bureaus, IDV, CRM, and core systems
- More consistent outcomes across customer, broker, staff, and API channels
What to validate
- Authentication/authorisation model
- Observability (logs, correlation IDs, audit trails)
- Versioning strategy
Related terms
Looking for something else? Browse the fulllending technology glossary.
Guides