Credit Cards

Banks and Financial Institutions face significant hurdles in the competitive credit card market, balancing quick approvals with proper risk assessment, regulatory compliance and the expectation of a sleek, digital experience. Legacy systems and disjointed processes put them at a disadvantage against emerging Fintech players, challenger and neo-banks, and Buy-Now-Pay-Later (BNPL). Smaller budgets for transformation initiatives and the challenge of differentiation in a crowded market lead can often lead to inefficiencies in the onboarding and origination process, slowing acquisition and making it harder to innovate and grow.

Cloudcase's Universal Retail Onboarding and Originations blueprint (UROO) provides any Bank or Financial Institution with the ‘blueprint’ to success in Credit Card origination. A truly end-to-end solution, Cloudcase UROO gives your organisation the complete Credit Card originations package, ensuring best-in-class stakeholder experiences, from contact-to-contract, and beyond – lower cost of origination, improve speed to approval, and set your organisation apart from the herd.

Streamline your Credit Card process

What can Cloudcase UROO do for you?:

• Speed to Market: Rapid implementation of a tailored, industry best-practice blueprint, that caters to any Credit Card product, and any channel. Get to market faster, with a fully configurable solution that grows with you.

• Define and Deliver your Stakeholder Experience: Generative, conversational forms deliver your tailored, frictionless experience to customers and staff in real-time across every channel.

• Automate every step of the Credit Card journey: From enquiry to data entry, document reading and verification, assessment and decisioning, through to approval, product matching (DDO) and limit assignment, contract creation and beyond – Cloudcase UROO is designed to take the manual out of every step.

• Leverage integrated solutions: With over 50 pre-built integrations – including AML/KYC and Identity Verification, Income and Expense Verification, Credit Reporting, Document Reading and Validation (e.g., Payslips and Bank Statements), Digital Signing – Cloudcase UROO brings you into an integrated world. Also integrated into the leading Core Banking systems, Cloudcase UROO delivers true straight-through-automation.
‍
• Continuous innovation and compliance: Financial institutions on Cloudcase UROO can stay ahead of their peers by continuously evolving their experience to execute strategic initiatives, respond to key market trends and opportunities, and remain compliant in an ever-changing regulatory environment.

Request demo

Made possible with

Learn how Cloudcase clients are automating approvals and getting to contract in minutes. With a sleek, intuitive digital journey, automated real-time decisioning and approvals, and integrated straight-through-processing, Cloudcase's Universal Retail Onboarding and Originations blueprint (UROO) streamlines the entire end-to-end Credit Card origination process and gives your customers the experience they expect and deserve.

Learn more

Home Loans Secured
Personal Loans Unsecured
Personal Loans Vehicle Loans Credit Cards Onboarding & Account Opening

What can Cloudcase software do?

A low code platform designed to digitise and automate complex processes

Cloudcase enables financial institutions to make better decisions dynamically, by providing broader augmented information capture, that can be used in automated multi-variant business rule assessments, and automated omni-channel workflow processes to support any banks’ measures for risk and compliance based controls. Accordingly, banks can “get back to the basics of banking” and react quickly to changes in either local or global economic conditions or regulatory changes.

Learn more

Let's talk about what UROO can do for you

Fill out the form below to get the ball rolling

Enquiry sent!

Great, you've just taken your first steps towards a simpler, faster and better platform.

We'll be back in touch with you as soon as possible.

Oops! Something went wrong while submitting the form.

"Customers are already benefiting from the new lending system through real-time loan application progress updates, improved continuity between all channels and much faster processing and turn-around times"

“Acquiring a platform of this nature is more than the technology itself. It’s about finding the right partner. The Cloudcase team have the domain expertise and cultural DNA for the banking and financial services sector”

“Cloudcase equips us to work with our core platform or any other vendor in an environment where we are not bound by excruciating linkages that require time and monies for maintenance and development”

"One of our biggest recent successes was the deployment of our online loan application software. We knew that our customers wanted faster turnarounds and more transparency around their applications"

"Three words best describe Cloudcase, it is Simpler, Faster and Better than any technology in this space. Anything that is a process can be easily and cost effectively digitised and automated."

"They managed to deliver on time and within budget, and at the same time were very flexible in their approach working with our partner organisation."

"The adoption of the Cloudcase digital solution is an exciting collaboration which will soon be extended to home loans, credit cards and overdrafts, following positive feedback"

"An organisation that has helped us leap frog in the sophistication of our technology strategy… It’s not just about the great technology at Cloudcase. It’s about the people"

International branch office of foreign bank