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LOS vendor comparison
A structured way to compare loan origination vendors on workflow, decisioning, integrations, governance, and total cost of ownership.
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A structured way to compare loan origination vendors on workflow, decisioning, integrations, governance, and total cost of ownership.
Step 1: Define your operating model
- Channels (customer, broker, staff, API)
- Queues, SLAs, approvals, and exception handling
- Products and variation (policy bands, LVR tiers, segments)
Step 2: Evaluate the core engines
- Workflow: routing, SLAs, approvals, handoffs
- Decisioning: rules governance, explainability, override controls
- Integrations: reliability patterns and evidence capture
Step 3: Validate governance and TCO
- Configuration vs customisation
- Upgrade cadence and backward compatibility
- Audit trails and evidence-by-design
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