Commercial Lending - Credit Card

Commercial Credit Card

Commercial credit cards are a vital financial tool for businesses, offering flexibility, improved cash flow management, and streamlined expense tracking. However, the origination process for these cards often involves complex assessments, time-consuming applications, and siloed systems within financial institutions. This can lead to lengthy approval times and a fragmented customer experience.

Streamline your Commercial Credit Card process

With UBOO, financial institutions can:

• Accelerate Time-to-Decision: Enable straight-through processing, dramatically reducing the time required for commercial credit card approvals. This efficiency allows financial institutions to respond swiftly to business needs and gain a competitive edge.

• Enhance Customer Experience: By focusing on customer needs rather than product-specific processes, UBOO offers a more customer-centric approach. Commercial clients can apply for multiple products, including credit cards, through a single, streamlined application.

• Streamline Cross-Selling: UBOO’s integration within a bank’s ecosystem facilitates efficient cross-selling of commercial credit cards alongside other financial products. When a customer is already within the bank’s Total Acceptable Exposure (TAE), credit cards can be offered with expedited approval, avoiding time-consuming reassessments.

• Handle End-to-End Origination: Manage the entire Commercial Credit Card origination process, from initial capture and onboarding to assessment, closing, and final handoff to the card management platform. This ensures a smooth and efficient process from start to finish.

Financial institutions leveraging UBOO for commercial credit cards can confidently enhance their service offerings and improve their operational efficiency. By streamlining processes and enhancing customer experience, UBOO positions lenders as agile and competitive financial partners in the commercial credit market.

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Made possible with

Define your business onboarding & origination experience

Cloudcase's Universal Business Onboarding and Origination Platform (UBOO) offers a comprehensive solution for financial institutions to streamline their commercial lending cycle. UBOO's adaptable architecture and powerful capabilities address the multifaceted nature of working with businesses of any size, while providing an efficient and dynamic process.

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SME Construction Mid-Market Commercial Agri Lending Trade Finance Commercial Real Estate Commercial Credit Card Asset-Based Lending Invoice Finance Overdrafts

What can Cloudcase software do?

A low code platform designed to digitise and automate complex processes

Cloudcase enables financial institutions to make better decisions dynamically, by providing broader augmented information capture, that can be used in automated multi-variant business rule assessments, and automated omni-channel workflow processes to support any banks’ measures for risk and compliance based controls. Accordingly, banks can “get back to the basics of banking” and react quickly to changes in either local or global economic conditions or regulatory changes.

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